Rent or buy?

Enter home price, down payment, rate, term and monthly rent: compare mortgage interest with total rent.

How to read it

When buying, the principal stays yours (it becomes the home): the real «cost» of a mortgage is the interest. Here we compare it with what you'd pay in rent over the same period.

Note

It's a simplified comparison: it ignores purchase costs, taxes, maintenance or property appreciation. Useful as a first orientation.