FIRE number

Enter your annual expenses and the withdrawal rate (usually 4%): find the capital you need to live off investments.

Annual expenses (€)

Withdrawal rate (%)

What is the FIRE number

FIRE (Financial Independence, Retire Early) is the capital that, invested, generates enough to cover your expenses. With the «4% rule» it's about 25 times your annual spending.

Note

It's a theoretical estimate based on historical market returns: not a guarantee. A lower withdrawal rate (3-3.5%) is more prudent.